Consider Taxes and Choose Your Retirement Location Carefully

Last week we discussed the best and worst states to retire in when it comes to taxes. So what kinds of factors actually play a role in coming up with those numbers? Choosing a place to call home when you retire is important and there are many factors that can play a role in where you end up. However, speaking strictly in regards to taxes, these are the top four taxes to consider when you’re ready to hang it up and retire.

Of course, your federal income tax will be the same wherever you end up so that is not relevant, but these four other taxes are:

  • State income tax – most states charge income tax, but the rates vary. There are seven states, however, that don’t charge any state income tax, which could greatly reduce your retirement taxes.
  • Social Security tax – the next tax to look at is the SS tax. There are 13 states that will tax your Social Security benefits; so avoiding these states will reduce your tax bill.
  • Sales tax – all but five states have a sales tax but every state’s sales tax rate will differ, so that is another important tax to keep in mind when you retire.
  • Property tax – your property tax will also affect your total tax bill so keep this tax in mind when choosing your final home destination, as well.

The bottom line is you should enjoy retirement, no matter where you live. So make sure you choose your location wisely and consider all of these different taxes and how each will affect your personal situation before you make your choice.

Posted in ,
Use These Helpful Tips Now to Make Next Year’s Taxes Easier

Use These Helpful Tips Now to Make Next Year’s Taxes Easier

Use These Helpful Tips Now to Make Next Year’s Taxes Easier The 2018 Tax season has come and gone. By now you’ve probably already forgotten about them. However, if you want to get ahead on next year’s taxes, now is the perfect time to start. The more prepared you are, the easier tax filing will…

What Sets Confident People Apart?

What Sets Confident People Apart?

What Sets Confident People Apart? What makes someone successful? Successful people have many positive attributes, but what really sets them apart from others is confidence. Those who have confidence are more likely to succeed than those with self-doubt.  That’s really a no-brainer, right?  But what makes confident people different? Well, you can start with some…

The Best Way to Deliver Criticism

The Best Way to Deliver Criticism If done in the wrong way, criticism can break a relationship or leave someone feeling bad or upset. When critiquing, you want to avoid these negative emotions at all cost, after all criticizing is meant to help someone improve, not bring them down. Is there a way to criticize…

Social Media Platforms Trying to Shut Down Crypto Scams

Social Media Platforms Trying to Shut Down Crypto Scams

Social Media Platforms Trying to Shut Down Crypto Scams The world of cryptocurrency is ripe with excitement. However, it’s just as ripe with scams. In fact, a growing number of entities are doing their part to try to curb some of these scams and protect those interested in investing in cryptocurrency. Recently, Twitter announced that…