How Californians Can Protect Their Home From Crime & Reduce Their Home Insurance Costs
How Californians Can Protect Their Home From Crime & Reduce Their Home Insurance Costs
By. Cassandra June
From theft, burglary, arson and vandalism, the types of property crime homeowners need to protect their homes from is a worrying list of felonies. 2016 saw property crime in California creep above 1 million instances; a scary and shocking statistic for anyone who owns a home. Finding yourself the victim of a crime is a scary and difficult time where finding ways to stay positive can be difficult, but knowing that you’ve taken steps to protect your home by holding a home insurance policy is a relief for many.
Home insurance
One of the first things any homeowner should do when they purchase a property is obtain home insurance. While it can be costly, there are ways to save on your home insurance, and it’s a brilliant product to utilize, should your property be involved in a crime.
If your property is damaged following a crime, your insurer will arrange for repairs and replacement of household goods to ensure that you and your family aren’t at a loss. Although, some items are invaluable and can’t simply be replaced, home insurance does provide you with the reassurance that generic items, such as televisions and laptops, will be replaced should a thief steal these.
Secure windows and doors
Leaving doors and windows open or unlocked makes your home an easy target to thieves. Therefore, it’s important that you remember to close and lock them when you leave your home – even if you’re only popping to the shop and back. Additional locks for windows can be installed in addition to existing locks. Whilst, door chains can provide additional security too. Other ways to maximize the security of your windows and doors is to install window bars, sensors and reinforced glass. Aside from ensuring your home is protected from criminals, making your windows and doors extra secure can also result in lower home insurance costs.
Alarm system
Installing an alarm system and CCTV can reduce the cost of your home insurance premium and deter criminals from selecting your home as the one to burgle or vandalize. Insurers will offer you a lower premium as alarms are a great way of reducing damages, so be sure to purchase a good quality, dependable alarm.
Home insurance is a remarkable product which many Californians are already benefiting from. However, by ensuring your home has top-class security features, you can be sure of a safer home and lower home insurance costs.
We hope you found this article about “How Californians Can Protect Their Home From Crime & Reduce Their Home Insurance Costs” helpful. If you have questions or need expert tax or family office advice that’s refreshingly objective (we never sell investments), please contact us or visit our Family office page or our website at www.GROCO.com. Unfortunately, we no longer give advice to other tax professionals gratis.
To receive our free newsletter, contact us here.
Subscribe to our YouTube Channel for more updates.
Alan Olsen, is the Host of the American Dreams Show and the Managing Partner of GROCO.com. GROCO is a premier family office and tax advisory firm located in the San Francisco Bay area serving clients all over the world.
Alan L. Olsen, CPA, Wikipedia Bio
GROCO.com is a proud sponsor of The American Dreams Show.
The American Dreams show was the brainchild of Alan Olsen, CPA, MBA. It was originally created to fill a specific need; often inexperienced entrepreneurs lacked basic information about raising capital and how to successfully start a business.
Alan sincerely wanted to respond to the many requests from aspiring entrepreneurs asking for the information and introductions they needed. But he had to find a way to help in which his venture capital clients and friends would not mind.
The American Dreams show became the solution, first as a radio show and now with YouTube videos as well. Always respectful of interview guest’s time, he’s able to give access to individuals information and inspiration previously inaccessible to the first-time entrepreneurs who need it most.
They can listen to venture capitalists and successful business people explain first-hand, how they got to where they are, how to start a company, how to overcome challenges, how they see the future evolving, opportunities, work-life balance and so much more..
American Dreams discusses many topics from some of the world’s most successful individuals about their secrets to life’s success. Topics from guest have included:
Creating purpose in life / Building a foundation for their life / Solving problems / Finding fulfillment through philanthropy and service / Becoming self-reliant / Enhancing effective leadership / Balancing family and work…
MyPaths.com (Also sponsored by GROCO) provides free access to content and world-class entrepreneurs, influencers and thought leaders’ personal success stories. To help you find your path in life to true, sustainable success & happiness. It’s mission statement:
In an increasingly complex and difficult world, we hope to help you find your personal path in life and build a strong foundation by learning how others found success and happiness. True and sustainable success and happiness are different for each one of us but possible, often despite significant challenges.
Our mission at MyPaths.com is to provide resources and firsthand accounts of how others found their paths in life, so you can do the same.
Will Your Tax Refund Be Delayed?
It’s only January, but because the calendar has turned to 2015, that means the tax season is officially here. While most people don’t file their taxes in January, there are a few early birds who go after the first worms of the year, so-to-speak. Although it’s often a good idea to make sure the IRS,…
Are You Looking To Invest for Growth?
What kind of investor are you? There are many types of investment strategies and each person will follow the strategy that best fits his or her plan. At GROCO, we can help all kinds of investors, including those who are investing for growth. When it comes to long-term growth, the total return on your investment…
Not Living on the Earth? You Still Have to Pay Your Taxes on Time
You gotta hand it to the IRS for being thorough. They’ll leave no stone unturned in an effort to make sure that every taxpayer files their return. That’s even true of very big stones, otherwise known as asteroids. In other words, even if an astronaut wanted to hide behind an asteroid or a moon rock,…
With Gas Prices Down, Could Gas Taxes Be Going Up?
Rich or poor, young or old, no one likes high gas prices – with the possible exception of oil and gas companies. In any case, the recent drop in gas prices around the country has no doubt brought some relief to just about everyone in America, including big corporations that own large fleets of vehicles.…