Thinking About Loaning Cash to Your Business?

Are you looking to start a business, or is your current business in need of some cash? Maybe you can’t get a loan from a bank, or maybe you would rather not use a bank. What about lending some of your own money to your company? Can you do that? Yes, you can, but you’ll need to make sure you do it right.

The first thing to be aware of is the need to document your transaction properly. If you decide to loan your business cash in order to purchase more inventory but your company defaults on the loan then you might be able to write the loan off as a business bad debt instead of a loss from an investment.

A business bad debt is helpful because it can help offset other ordinary income like interest and dividend, and W-2 income. It can also serve to create a net operating loss on your individual return in the event that your income is not high enough to offset your business loss.

There are many other aspects of lending money to your corporation and important steps you should take in order to do it right. You can learn more about the process of lending money to your corporation by clicking here. If you would like to speak with us personally then give us a call at 1-877-CPA-2006 or click here to contact us.

Posted in
Top Gifts for this Christmas Season

Top Gifts for this Christmas Season

Top Gifts for this Christmas Season   It’s that time of the year again! Lots of last-minute shoppers will be hunting through department stores for the perfect gift for their loved ones. With so many new and exciting products and technologies that have been released over the past year, it’s hard to know what the…

money

How Are the Ultra Wealthy Spending Their Money?

How Are the Ultra Wealthy Spending Their Money? If you were extremely wealthy what would you spend your money on? Chances are if you’re reading this, then you don’t have to dream about being extremely wealthy; you already have plenty of money at your disposal. So what comes to mind? What are people like you…

Top Tips to Stay Productive

Top Tips to Stay Productive No matter what a person’s career entails he or she wants to be productive. When you are the most productive you can be that’s when you typically reach your greatest levels of success. Productivity can be measured in many different ways, but typically when you’re productive you get required tasks…

estate planning

Estate Planning for the Wealthy

Estate Planning for the Wealthy When was the last time you looked at your estate plan? If you can’t answer that question, either because it’s been so long that you can’t remember or because you still don’t have an estate plan in place, then you have some work to do. With the New Year almost…