Articles
Invest Selling Gold Coins
Invest Selling Gold Coins Q: My mother-in-law wants to convert some gold coins, specifically American Gold Eagles and Canadian Gold Maple Leafs, into CDs and/or money market funds. How does one convert gold coins into cash in order to do this? What are the IRS reporting requirements? A: In an unsettled economy, investing in gold…
Read MoreInvest Stock Options
Invest Stock Options “Deciding when to exercise your option can be a complex decision. Therefore, it is important to know the rules before you decide to cash in your options.” Know the Rules Employee stock options can provide you with a substantial source of deferred income and permit you to control the recognition of taxable…
Read MoreBusiness Venture Financing
Business Venture Financing “Financing a venture can be structured using one or more of several types of securities ranging from straight debt to common stock.” Introduction Types of Securities Disadvantages of Debt to a Company Advantages of Debt to a Venture Capitalist Percentage Ownership Needed Case Studies Conclusion Introduction A venture financing can be structured…
Read MoreRecent Trends in the Venture Capital Community
Recent Trends in the Venture Capital Community Recently, I attended a Venture Capital Conference in which one of the speakers predicted we would see technology change in the next 15 years that would rival advancements similar to the past 100 years. That is a bold prediction, but as new technologies continue to emerge we are…
Read MorePreparing Your Business Plan
Preparing Your Business Plan “Other things being equal, a well prepared business plan will increase your chances of obtaining the venture capitalist’s financial commitment.” Introduction A business plan is a description of your business. To be complete your plan should describe: Your company and industry The product The market and marketing approach How the product…
Read MoreHow to Recession-Proof Your Small Business
How to Recession-Proof Your Small Business The recent collapse of Bear Stearns & Co., one of the largest financial institutions in the world, has intensified the fears of most small business owners in the Bay Area despite an earlier, rosier prediction by the Association of Bay Area Governments that the recession would have minimal effect…
Read MoreIRS Preventing Audit
IRS Preventing Audit Do you want an IRS agent to make a visit to your office? I don’t know many people who do, but knowing strategies to prevent an unwanted visit could certainly save you from an extra bit of stress in life. Only one percent of taxpayers yearly are selected for IRS audits, but…
Read More5 Steps to Becoming a Millionaire
5 Steps to Becoming a Millionaire In 2011, the number of households in the United States worth over $1 million was 8.6 million. Although the thought of acquiring a million dollars may be a whimsical fantasy for some, it is not out of reach. With careful saving and investing, becoming a millionaire is possible if…
Read MoreTen Questions That You Should Ask Prior to Purchasing a Stock
1. How does the company make money? The first thing that you should understand is how the company earns money. Just because everyone else is buying the stock and the price has run up tremendously does not mean that you should also be jumping on the bandwagon. I suggest that you review the annual report…
Read MoreEffective Uses of Trusts in Estate & Gift Tax Planning
Effective Uses of Trusts in Estate & Gift Tax Planning Function of Estates An estate is a legal entity that originates upon the death of an individual. An estate is set up to administer all legal affairs of the decedent to be settled and to distribute the assets owned by the decedent. Once all estate…
Read More