Want to Avoid Taxes in Retirement – Try This

Making the Most of Home Equity: Tips for Senior Citizens

 

There’s been no shortage of thoughts and opinions regarding Donald Trump’s tax returns since the election process began, especially since his leaked return hit the mainstream media a few weeks ago. One could argue at length regarding those numbers and whether or not they paint a positive picture of Trump and his finances. However, there’s no question that Trump was able to use his losses to help offset gains in years to come.

This is just one of many tricks that the wealthy use to help reduce their taxes in retirement. There are several others that both the wealthy and the everyday average taxpayer can use to help offset their retirement tax bill. One of the most obvious is by using an employer retirement account, which helps offset taxes now and when you’re done working. In addition, you can open a Roth IRA, which is an excellent way to save after tax income. All Roth IRA withdrawals are tax-free once you’ve owned the account for five years and you are at least 59 ½ years old.

Having a health savings account is also a great way to save. The money you place in an HSA is pre-tax so you won’t get hit upfront and it’s tax-free when you withdraw it, as long as you use it for medical expenses. Given that most people experience more health problems in their retirement years than earlier in life, this is a great tax savings tip to save you money.

These are just a few of the ways to help save money on your retirement taxes, but there are several more, including using long term capital gains, your home equity and a charitable remainder trust. If you have more questions about tax savings in retirement then please contact GROCO today.

You also might like How to Save on Tax in Retirement

http://www.forbes.com/sites/financialfinesse/2016/10/09/how-to-be-like-trump-and-avoid-taxes-in-retirement/#7ee1313f5e95

Posted in
Heather Gokhman

Muse Me: Making “Old Art” Cool | Heather Gokhman

Heather Gokhman is a member of the International Society of Appraisers, holds a Masters degree in Art Business from Sotheby’s Institute of Art in New York City, and a Bachelors degree in Art History from the University of Southern California. Prior to opening State of the Art Appraisals, Heather was a partner at EG Art Brokers, a fine art appraisal and auction brokering company and Assistant Director at contemporary art gallery, Avran Art, in Laguna Beach. Heather has also worked at Montgomery

Rikin Gandhi

Transforming Ag Extensions in India: A Moment with Rikin Gandhi of Digital Green

Rikin Gandhi is chief executive officer of Digital Green. Rikin’s interests include sustainable agriculture and technology for socioeconomic development. He co-founded Digital Green as a research project in Microsoft Research India’s Technology for Emerging Markets team and now leads the spin-off of Digital Green that works to amplify the effectiveness of agricultural development globally. Rikin is a licensed private pilot and received patents for linguistic search algorithms that he helped

Robin Li; Venture capital

Why Venture Capital is Exciting and Rewarding | Robin Li

Robin Li is a VP at the GGV Capital Silicon Valley office. She focuses on investments in ecommerce and consumer internet. She is a member of the board of directors for Lively and is actively involved with Boxed, Bustle, Function of Beauty, musical.ly, Ibotta, OfferUp, Poshmark, Xiaohongshu, Yamibuy, and more.Prior to joining GGV, Robin worked at Flextronics’ Venture Arm covering hardware and technology investments and at Qiming’s Beijing office. Before venture capital, she spent three years at

Gaining the Trust and Confidence of those Around You

Gaining the Trust and Confidence of those Around You

Gaining the Trust and Confidence of those Around You Whether it be in business or everyday life trust and confidence are key ways of how we interact with others.  Building trust with your boss could land you that next promotion or show people that you are someone they can count on or could open doors…