Whether you already have one foot out the door, or you’re just starting your career, everyone should take the time to consider his or her retirement plan. It used to be that retirement was something you thought about when you turned 55, or maybe 45 at the earliest. However, these days, retirement is something that should be taken seriously right off the bat. That’s because if you really want your “golden years” to be golden, then you have to plan to make them that way. A happy retirement doesn’t happen by accident. It takes a well-thought-out and executed plan. So in that case, what should you be doing to plan for your happy retirement?