FBAR Penalties Could Be Lessened Under New IRS Guidelines

According to the IRS, “if you have a financial interest in or signature authority over a foreign financial account, including a bank account, brokerage account, mutual fund, trust, or other type of foreign financial account, exceeding certain thresholds, the Bank Secrecy Act may require you to report the account yearly to the Department of Treasury by electronically filing a Financial Crimes Enforcement Network (FinCEN) 114, Report of Foreign Bank and Financial Accounts (FBAR).”

In other words, anyone who has money in a foreign bank account that exceeds $10,000 at any time during a given year will need to report that income to the IRS via an FBAR. However, recently, the IRS issued some new guidance regarding the penalties for those who don’t file an FBAR. According to reports, the IRS released a statement that noted: “For each year for which it is determined that there was a willful violation, examiners must fully develop and adequately document in the examination work papers their analysis regarding willfulness.”

For any case that involves willful violation for several years, it is up to the examiner to recommend the penalty length for each year the violation was determined to be willful. The IRS stated that typically the total penalty for the combined years under examination would not exceed ‘50 percent of the highest aggregate balance of all unreported foreign financial accounts during the years under examination.”

Meantime, an examiner can recommend more or less than the 50 percent threshold, but the total penalty cannot “exceed 100 percent of the highest aggregate balance.” There are obviously many possible scenarios and each case will be treated separately on its own merits and circumstances. The bottom line is you should still report your FBARs each year and report them on time. If you need help planning for and filing your FBAR then contact GROCO today at 1-877-CPA-2006, or by clicking here.

Posted in
IRS Eases Reporting Burden on Corporations and Shareholders

IRS Eases Reporting Burden on Corporations and Shareholders

IRS Eases Reporting Burden on Corporations and Shareholders WASHINGTON — The Internal Revenue Service today announced new regulatory revisions that will reduce the reporting burden on corporations and shareholders while also making it easier for them to file their tax returns electronically. The announcement is part of an on-going effort by the IRS to remove…

How Is That Federal Tax Code Treating the Uber Rich?

How Is That Federal Tax Code Treating the Uber Rich?

How Is That Federal Tax Code Treating the Uber Rich? Earlier this year in his annual State of the Union Address, President Obama spent much of his speech discussing taxes. Specifically he talked greatly about the unfair tax system that favors the rich. If the president’s claims were to be believed, then you would think…

Tips to Help Taxpayers with January 30 Tax Season Opening

Tips to Help Taxpayers with January 30 Tax Season Opening

We thought it a good idea to share some tips to help taxpayers with the January, 30 tax season opening.  The IRS will begin processing most individual income tax returns on Jan. 30 after updating forms and completing programming and testing of its processing systems. The IRS anticipated many of the tax law changes made…

Deductible Business Expenses

Deductible Business Expenses Business expenses are the cost of carrying on a trade or business. These expenses are usually deductible if the business is operated to make a profit. What Can I Deduct? To be deductible, a business expense must be both ordinary and necessary. An ordinary expense is one that is common and accepted…