Taxes for Dummies
This is a great video explaining the US Government’s progressive tax system for those who don’t understand it! Is it fair that 16% of American taxpayers payed nearly 80% of all federal tax in 2014? Just to have politicians say that the wealthy haven’t payed their “fair share” yet.
A Thorny Dilemma: The Ethics of Mortgage Walkaways
A Thorny Dilemma: The Ethics of Mortgage Walkaways By Steve Merrel, Partner Willow Ridge Capital Advisors In the aftermath of the housing bubble and the lending frenzy that fueled it, more and more families find themselves stuck owing a lot more on their mortgages than their homes are worth. Pressed with rising mortgage rates and…
Qualities of Effective Team Leaders
Qualities of Effective Team Leaders What does it take to develop effective team leadership skills? It can be a difficult task to accomplish, but as you strive to take the following steps, you can be a more effective team leader. Your Perception Empowering others begins with the way you see them. You can either assume…
IRS Delays User Fee Charges for Form 8802
IRS Delays User Fee Charges for Form 8802 October 10, 2006 Notice 2006-90 announces that the new user fee will be charged for all Forms 8802, Application for United States Residency Certification, received with a postmark date on or after November 1, 2006. Form 8802 is used to request Form 6166, a letter that the…
30 Year Fixed Rate Cash Flow Option Refinance
30 Year Fixed Rate Cash Flow Option Refinance The Pay Option ARM mortgage has become one of the most popular home loans in the USA, and is definitely the fastest growing option in high cost states like California, Florida, New York, New Jersey and Connecticut. While many people love the start rates which can be…